The User Agreement.


The current Agreement regulates the relations between a User and SendAm. By signing up, the User confirms his approval and acceptance of the Terms of Agreement.

By signing up for SendAm, you accept our Privacy Policy and agree not to:

  • Use our service to commit fraud of any nature, send spam or scam users and to only use the service to send money to people you personally know and not for payment of goods and services however you may be able to work with SendAm to integrate our API as a checkout option in your organization’s app or website. As such if a user is found guilty of such, we will demand for full compensation by law suit and a refund of the amount involved.
  • Promote violence on publicly viewable SendAm channels, feed, etc.
  • Post illegal pornographic content on publicly viewable SendAm channels, feed, etc.
  • We offer accounts for two types of purposes: personal accounts and approved business accounts.
  • You may only have one personal account. To create a personal account, you must be at least 18 years old and not a citizen of united states.
  • Your SendAm account is a personal account unless you have received our approval to operate as a business account.
  • You may close your account and terminate your relationship with us without cost, but you will remain liable for all obligations related to your SendAm account even after the account is closed.
  • To hold a SendAm balance and use money sent to you for SendAm payments to other users or authorized merchants, we must verify the required identifying information you provide to us.



    The required identifying information is:
    For a personal account or a business profile of an unincorporated business/sole proprietorship: name, physical address, date of birth, and other document related verification; or
    For a business profile of any other type of business legal entity: business name, business address, taxpayer identification number, other document related verification and proof of business existence.


    Indemnification and Limitation of Liability

    You must indemnify SENDAM DIGITAL TECHNOLOGY for actions related to your SendAm account and your use of the SendAm services.

    You agree to defend, indemnify and hold SendAm harmless from any claim or demand (including reasonable legal fees) made or incurred by any third party due to or arising out of your breach of this user agreement,
    your improper use of the SendAm services, your violation of any law or the rights of a third party and/or the actions or inactions of any third party to whom you grant permissions to use your SendAm account or access our websites, software, systems (including any networks and servers used to provide any of the SendAm services)
    operated by us or on our behalf, or any of the SendAm services on your behalf.

    If you have a dispute with any other SendAm account holder,
    you release us from any and all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes.

    TO THE EXTENT ALLOWED BY LAW, YOU AGREE TO IRREVOCABLY WAIVE ANY RIGHT YOU MAY HAVE TO A TRIAL BY JURY OR OTHER COURT TRIAL (OTHER THAN SMALL CLAIMS COURT) OR TO SERVE AS A REPRESENTATIVE,
    AS A PRIVATE ATTORNEY GENERAL, OR IN ANY OTHER REPRESENTATIVE CAPACITY, OR TO PARTICIPATE AS A MEMBER OF A CLASS OF CLAIMANTS, IN ANY LAWSUIT, ARBITRATION OR OTHER PROCEEDING FILED AGAINST US AND/OR RELATED THIRD PARTIES. SendAm reserves the right to block the registrations originating from any country if the country is not mentioned during signup due to local laws and regulations.


    When using SendAm’s products and services, you may have the ability to post content
    (e.g., payment descriptions, business description, comments and/or photos). You are solely responsible for all content that you provide, post, upload or submit.
    We are not responsible for evaluating the accuracy, truthfulness, usefulness, legality, safety, morality or applicability of any content posted by users on SendAm.
    SendAm does not endorse, guarantee, make representations or provide warranties regarding any such content.

    SENDAM DIGITAL TECHNOLOGY may, in its sole discretion, reject or remove any content that violates our content standards below or for any other reason we deem the content inappropriate. SendAm in other to protect its brand can institute a Police Or Court order against a user should such user engage in fraudulent activity or undermine our TOS in a way that will be unlawful in your country or according to your countries jurisdiction.
    SENDAM DIGITAL TECHNOLOGY shall have no obligation to monitor content posted, uploaded or submitted by a user, but may do so at its sole discretion.
    SENDAM DIGITAL TECHNOLOGY is not responsible for any failure or delay in removing any such content.



    You may not post or submit any content that is:

  • false, misleading, deceiving, inaccurate or dishonest

  • defamatory or invasive of another person's right of privacy or right of publicity

  • harmful, obscene, harassing, abusive, offensive, objectionable, violent or condoning violence or harm, displaying nudity or sexual activity, or otherwise unfit for publication

  • inciting hatred of individuals or groups based on race or ethnic origin, religion, nationality, disability, gender, age, veteran status, or sexual orientation/gender identity; portraying or inciting animal cruelty or neglect

  • illegal, such a criminal activity, terrorism, obscenity, child pornography, human exploitation, gambling, drug use, firearms or ammunition, and piracy

  • infringing intellectual property or other proprietary rights of any party, or not authorized, such as content that you did not create or do not have the permission to use

  • creating a privacy or security risk to any person

  • spam, letters or pyramid schemes


  • We reserve the right to update these Terms of Service later.



    We, in our sole discretion, reserve the right to suspend or terminate this user agreement, access to or use of our websites, software, systems (including any networks and servers used to provide any of the SendAm services) operated by us or on our behalf or some or all of the SendAm services for any reason and at any time upon notice to you and, upon termination of this user agreement, the payment to you of any unrestricted money being held for you.

    As security for the performance of your obligations under this user agreement, you grant to us a lien on, and security interest in and to, money in your SendAm account and any other funds held in our possession.